Also known as an e-wallet, it allows the user to charge payment for goods and services to their card without using the card. Software on the user’s mobile device securely stores payment information and works in conjunction with software on your end.
A low-tech processing solution (typically used by low-volume merchants) which requires you to call an authorization center to process a transaction and receive authorization.
A program that is integrated into a website and makes it possible for shoppers to keep a running tally of products and services they plan to purchase.
Also called MATCH, this database is maintained by third-party processors, banks and other financial institutions.
SSL stands for Secure Socket Layer, a system for encrypting payment card data sent over the internet.
Retrieval is the first step in the chargeback process.
The ability to approve or decline a payment card transaction in seconds while the customer waits.
A transaction charged to a cardholder on a designated periodic basis (weekly, monthly, annually) as payment for products or services.
The electronic equipment used to capture, transmit and receive the information necessary for electronic payment card transactions.
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