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Payment Strategy & Operations Insights

Research and practical guidance on payment processing, merchant accounts, fees, gateways, embedded payments, payment software, and ongoing payment operations.

We spent 10 years acting as our customers’ Chief Payments Officer. Now we’ve built one.

Swipesum CPO brings Audit, Merchant Account, Gateway and Connect together with a real payments team. Michael Seaman explains why we built it and how it works.

November 10, 2026

Introducing Swipesum CPO: a payments command center backed by a real payments team.
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Swipesum payments strategy

Swipesum and Facility Ally: Embedded Payments for Sports and Entertainment Venues

November 10, 2026

Swipesum
News
Swipesum
Introducing Swipesum CPO: a payments command center backed by a real payments team.

We spent 10 years acting as our customers’ Chief Payments Officer. Now we’ve built one.

November 11, 2026

Swipesum
software
tokenization
News
Swipesum
Conceptual payments operating-model comparison showing an internal lead, project consulting or software, and a managed team.

Outsourced Payments Management vs. Hiring In-House: How to Choose

October 27, 2026

payments
Payment Processing
Conceptual payments RFP framework moving from requirements to comparable vendor offers and launch acceptance.

Payment Processing RFP Template for Finance and Procurement Teams

November 1, 2026

payments
Payment Processing
Conceptual multi-location payments decision showing requirements mapping, arrangement comparison, and a pilot with verification.

Consolidating Merchant Services Across Multiple Locations

October 27, 2026

franchisee
Merchants
Conceptual audit evaluation showing evidence, an action owner, and verification of an implemented change.

How to Choose a Merchant Statement Audit Service

October 27, 2026

processing statements
Audit
Conceptual compatibility checklist linking business software, payment gateway, and processor and merchant account.

Can You Keep Your Payment Processor When Changing Business Software?

October 27, 2026

integrated payments
Integrated Payments
Merchant onboarding checklist connecting eligibility, application, review, activation and ongoing support.

Merchant Onboarding for SaaS Platforms: What to Require From Your Payments Partner

October 27, 2026

saas
integrated payments
Integrated Payments
Swipesum Insights title card: ACH vs card payment revenue for software platforms. Card pricing shown as a percentage plus a fixed fee; ACH pricing shown as flat, percentage or capped.

ACH vs Card Payment Revenue for Software Platforms

October 26, 2026

ACH
cards
payments
software
software companies
Payments