Simple pricing for complicated payments
Whether you need payment processing, merchant accounts, software, implementation support, or managed payment operations, Swipesum gives you a clear path to the right solution and pricing.
Payment processing, merchant accounts & software pricing with Swipesum
For businesses looking for better payment processing, pricing, technology, or support. We’ll review your current setup, identify opportunities, and recommend the right solution at no cost.
Free audit + free quote
Get My Free Audit & Quote
CORE FUNCTIONALITY
Merchant account options
Gateway and provider coordination
Statement audits included
Optimization support included
Ongoing monitoring included
Implementation guidance included
Audit
For businesses that want to understand what they’re paying today or continuously audit their payments over time.
Starting at $13/statement
Start an Audit
CORE FUNCTIONALITY
Statement review
Effective rate analysis
Markup and fee identification
Provider comparison
Savings estimate
Recommendations for next steps
Strategy, CPO & implementation support
For teams that need payment expertise for processor selection, gateway decisions, contract reviews, implementation, or long-term strategy.
Starting at $75/hour
Talk to Our Payments Team
CORE FUNCTIONALITY
Processor and gateway review
Contract and pricing review
Implementation planning
Vendor coordination
Payment stack strategy
Ongoing advisory available
Platform & Embedded Payments
For software platforms and marketplaces looking to launch, improve, or monetize embedded payments. We’ll help evaluate the model, providers, economics, technology, and implementation path at no cost.
Free solution + proposal
Get My Free Platform Proposal
CORE FUNCTIONALITY
Gateway and processor strategy
PayFac and referral model evaluation
KYB/KYC/AML support
Revenue-share modeling
Integration planning
Partner program support
Processing with Swipesum unlocks the full platform
When Swipesum manages your processing relationship, audit, optimization, software guidance, provider coordination, and ongoing payment support are included. You only pay the agreed processing, gateway, network, bank, hardware, and third-party costs tied to your payment setup.
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Audit included
Optimization included
Gateway support included
Provider benchmarking included
Ongoing monitoring included
Partner program support
CPO guidance included
Choose your support level
Audit Only
Get a clear read on what you pay today.
CORE FUNCTIONALITY
Cost & fee analysis
Payment stack visibility
Provider performance monitoring
Merchant account & processing options
Savings opportunity reporting
Benchmarking & reporting
From $13/statement
Get Started
Guided Optimization
For businesses that want dedicated payments expertise beyond a proposal. Use Swipesum for strategy, negotiations, implementation, optimization, reporting, and ongoing payment operations.
CORE FUNCTIONALITY
Everything in Audit Only
Contract & pricing reviews
Expert payment strategy, negotiation, implementation, and operating support when you need additional hands around the payment solution.
Provider evaluation & recommendations
Implementation support
Dedicated strategic guidance
From $75/hr
Get Started
Fully Managed Payments
Swipesum manages your processing relationship, audits, gateway, provider coordination, and ongoing optimization.
CORE FUNCTIONALITY
Everything in Guided Optimization
Contract & provider management
Dedicated payments team
Vendor coordination
Ongoing optimization
Long-term payment governance
Custom Pricing
Get Started
What affects your quote?
Monthly processing volume
Industry
Card mix
Number of locations or MIDs
Average ticket
Gateway, POS, or ERP needs
Transaction type
Integration scope
Risk profile
Support and implementation scope
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One payment partner. Multiple ways to work together.
Merchant Account
Swipesum provides merchant accounts and payment processing with pricing structured around your card mix, average ticket, volume, industry, technology, and risk profile.
Free audit + quote
Swipesum Gateway
You need a gateway layer that connects providers, manages tokens, and supports recurring payments. Swipesum helps you implement it without rebuilding your stack.
Free solution + proposal
Swipesum Audit
Use Swipesum Audit as an independent check on fees, pricing, downgrades, and payment performance without changing your existing payments team or providers.
Starting at $13/statement
FAQ
No. You can start with an Audit or strategy project without changing providers. If a new setup makes sense, Swipesum can provide the merchant account, gateway, implementation support, and ongoing payment operations around the transition.
Standalone Swipesum Audit is $13 per statement. It is designed for businesses that want an independent review once or ongoing audits over time. If you are evaluating a new payment solution with Swipesum, your initial audit and proposal are included at no cost.
Your audit, evaluation, recommendation, and proposal are free. Processing rates are customized around your card mix, average ticket, volume, industry, risk, and payment setup so you can see the economics before deciding whether to move forward.
Dedicated CPO, strategy, and implementation work starts at $75 per hour. Ongoing engagements are typically structured as a simple monthly fee based on the level of support your team needs, with scope and cost agreed before work begins.
You get the payment solution itself plus the software and team around it. That can include merchant accounts, gateway infrastructure, provider negotiations, implementation, Audit, CPO software, and ongoing payment operations. Swipesum remains flexible across backend providers so your solution is not defined by one processor's product set.